In the last edition I left you, dear Reader, in a state of suspense, having just mentioned the infamous Northern Rock Building Society. Twelve years, or so, ago, we lived in a world of readily available finance, at broadly average interest rates, with little restriction on the level of borrowing. World economies were doing well, and property values were increasing steadily, resulting in a general feeling of prosperity for the majority. Continue reading What Goes Up – Part 2 →