For this issue I am going back to basics. There are many different aspects to financial planning, but there are probably half a dozen basic rules by which one should abide. They will not apply to everyone, but I wouldn’t mind betting that almost everybody could benefit from using at least one of them. Firstly, (and I realise that without the benefit of Dr. Who’s Tardis many of us will struggle with this one) Start Early. The earlier you start saving, the better. Time is your friend. It might not feel like it when you are getting on a bit, but it is! Little bits of savings, over a long time can grow into very useful sums. Continue reading Back to Basics →