Well, Winter draws on, and another year is nearly over. As far as investments are concerned, this year has not been short of excitement (a trifle too much, for some, I fear). Whilst there seems to have been an overriding air of economic gloom, it hasn’t been the worst of years for most markets. Despite all the concerns over the weaker countries in the Euro-zone, and the lack of growth in the greater part of the western world, many markets are higher than they started the year.
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