Category Archives: Money Matters

Money matters

One Thing is Certain . . .

AS I SIT to pen (or rather, keyboard) this article, it is raining. It is cold, and grey, and raining. The beautiful autumn leaves are being stripped from the trees, the fireworks are over, and, to cap it all, we have a General Election to look forward to. This appears to be because the Prime Minister is not “dead in a ditch”, and “do or die” the UK is currently still in the EU. This particular state of affairs is to be settled by having an election, it seems. Whilst it may be seen by some as a single-issue vote, there is probably a greater divergence between the major political parties than for the best part of 40 years, and their policies may have massive implications on financial markets. Let us examine some of the impacts of possible election outcomes. Continue reading One Thing is Certain . . .

Sour Adversity

“Let me embrace thee, sour adversity, for wise men say it is the wisest course.”

Given my not infrequent comments over the last 20 years regarding markets’ attitude to uncertainty, and the possible scenarios that may occur under varying economic situations, you may not be surprised to see me commenting on the current political and associated economic situation.

Continue reading Sour Adversity

Later Life Lending

IN A COUPLE of consecutive editions, a little over a year ago, I addressed the subjects of a) Interest Only Mortgages and b) Lifetime Mortgages. In an effort to avoid the increasingly depressing Brexit saga, and the increasingly desperate pledges from the two remaining candidates vying to become the new holders of the poison chalice, I thought I would write a few updated paragraphs on what is often referred to as ‘Later Life Lending’ (LLL). Continue reading Later Life Lending

Critical Illness Cover

I WAS CONSIDERING making further comments on the ‘B’ word, but I just can’t bear it any more. So, to cheer myself (and our lovely readers) up, I decided to write about Critical Illness Cover (CIC). Having lost two of my favourite clients to cancer in the last 6 months, and having another one in the later stages, it seems appropriate. Continue reading Critical Illness Cover

Read this Right Now!

My elder brother is an intelligent man: learned, and a specialist in his field. His research is widely published, and considered a high quality source of information. He recently sent me a message, enclosing a link to the following text, which began: “If you want to protect your life savings from the biggest bust in history READ THIS RIGHT NOW! It is critical that every British investor hears this warning before it’s too late and the panic selling begins. That’s why I’m doing everything I can to help investors protect themselves.” It continued with the assurance that the financial world was in dire jeopardy, and that people should contact the promoter of the warning to save their hard-earned cash from what appeared to be certain doom. Continue reading Read this Right Now!